Vigilant Watch

The things that expire quietly.

Contracts auto-renew. Rates drift. A support ticket sits open for a month because everyone assumed somebody else was chasing it. Watch is the short list of dates and open items we keep on your behalf, so those do not depend on you remembering.

Vigilant Watch Example — not a live account
  • SUPPORT 1 open item Raised with the provider, not yet closed Tracked by the person who raised it.
  • CONTRACT Review in 94 days Auto-renews unless cancelled Term and notice window read from the signed merchant agreement.
  • TECHNOLOGY Review in 165 days Hardware and software fit Set at the last review; brought forward if something changes.
  • REVIEW Review in 179 days Business Review Annual, at a cadence the owner chose.
  • PRICING Last reviewed Aug 2026 Effective rate checked against the statement Last statement review, done by hand.

Every line above is a date or a state a person at Vigilant maintains. There is no portal to log into yet — today Watch is something we keep and you receive, not something you sign into.

What Watch does not do

Everything in this category implies continuous monitoring. Most of it is a reminder email. Here is the honest boundary of ours.

  • Watch your transactions. Nothing here reads your processing in real time.
  • Detect a new fee on its own. A person finds those, at a review.
  • Parse your contract automatically. Somebody reads it and types the dates in.
  • Alert you the moment a rate changes. That needs statement ingestion, which is not built.

Those are on the roadmap and the model is built to take them — statement ingestion, rate-delta detection, contract extraction and provider feeds each become another source on the same item. Until they exist, the page will not pretend they do.

How it starts

Watch is set up during a Business Review, because that is when somebody reads the agreement and the statement properly. There is nothing to buy and nothing to install.